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Most credit card holders are paying 19.99% or higher in interest rates. If you are carrying a balance of $10,000, you are effectively paying over $1,999 of interest per year. This is money you are giving to the bank. Apply for a NO APR Credit Cards from leading financial institutions like Citibank, Chase, American Express and Discover. Most credit card companies offer No APR Credit Cards for initial 12 months to 18 months. Imagine saving over $9,375 in 18 months if you are carrying $25,000 in credit card balance with 24.99% APR. Apply for one or all 4 zero APR credit cards at zeroapr.org

American Express® Preferred Rewards Gold Card

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  • No Annual Fee for the First Year - $125 Thereafter
  • Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
  • No Pre-Set Spending Limit
  • The Membership Rewards Program® — Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards

 

Blue from American Express®

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  • Up To 5% Cash Back with Unlimited Cash Rewards
  • Earn Unlimited Cash Back
  • 0% Intro APR for 6 Months on Purchases
  • Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
  • No Annual Fee
  • Express Approval. Get a Decision in Less than 60 Seconds

 

Chase Freedom(SM) Credit Card

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  • Receive $50 after You Make Your First Purchase
  • 3% Cash Back in Your Top 3 Everyday Spending Categories
  • 1% Cash Back for Every $1 You Spend on All Other Purchases
  • Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards

 

Discover® More Card

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  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee